What is included in "Permanent total disability (PTD)" under the Employees' Compensation Program?

Permanent total disability (PTD) under the Employees' Compensation Program refers to a condition where an individual has suffered a complete loss of the ability to perform any work due to severe injuries or medical conditions. This classification includes significant impairments, such as the complete loss of functions like sight or multiple limbs.

In this context, complete loss of functions signifies a total inability to perform any task or job that would normally allow for earning an income, which aligns with the definition of PTD. Therefore, it encompasses a wide range of disabilities that lead to a permanent halt in the individual’s capability to work, thereby qualifying them for compensation benefits.

Other options do not fit the criteria for PTD. For instance, injuries from home accidents do not fall under the Employees' Compensation Program, which is mainly focused on injuries arising from employment activities. The loss of just one limb may not be considered total disability unless it results in the complete loss of functioning ability, and temporary disabilities, no matter how long they last, do not qualify as permanent total disabilities.