What type of benefits are available to employees who experience work-related injuries?

Workers’ compensation benefits are specifically designed to provide financial support and medical care for employees who suffer injuries or illnesses arising from their work-related duties. This system is established to ensure that employees receive the necessary medical treatment without having to prove fault on the part of their employer, as long as the injury or illness occurred in the course of employment.

The nature of workers’ compensation benefits typically includes coverage for medical expenses, a portion of lost wages due to time off work, and benefits for any permanent disability that may result from the injury. This structured framework helps protect both employees and employers, as employees receive care and compensation while employers benefit from the ability to manage the risks associated with workplace injuries.

In contrast, health care coverage pertains to broader health needs not limited to work-related incidents, general employee assistance may involve various wellness programs but is not specifically tailored to dealing with workplace injuries, and pension benefits relate to retirement income rather than immediate compensation for work-related injuries. Thus, the focus and purpose of workers’ compensation make it the correct answer in the context of benefits for work-related injuries.