What type of loan allows Pag-IBIG members to borrow up to 80% of their total Pag-IBIG Savings?

The type of loan that allows Pag-IBIG members to borrow up to 80% of their total Pag-IBIG Savings is specifically aimed at promoting financial support for members in need. This loan provides an avenue for accessing funds based on the savings accumulated within the Pag-IBIG Fund, ensuring that members can benefit from their contributions.

Each loan type serves different purposes. The Calamity Loan, for example, is designed for crisis situations where members may be facing financial emergencies due to disasters or unexpected events. The focus here is on immediate need rather than the potential of accessing their savings’ percentage.

Other loan options like the Housing Loan and Affordable Housing Loan for Minimum-Wage Earners target housing-related financial assistance, and they have different criteria and purposes regarding the amount borrowed and eligibility features. However, the loan that allows leveraging a significant portion of total savings (up to 80%) connects directly to the members' contributions and supports a broader financial capacity for them.

Therefore, the correct answer reflects a specific characteristic of the Calamity Loan that uniquely allows the member to access a substantial part of their savings in situations defined by urgency or crisis.