Which loan type is available to all members with updated payments for their Pag-IBIG Housing Loan?

The Pag-IBIG Home Equity Appreciation Loan (HEAL) is designed specifically for members who have maintained their housing loan payments. This type of loan allows qualified members to tap into the appreciation of their property's value over time. By offering this financial product, Pag-IBIG enables members to access funds for various needs while still encouraging responsible payment behavior.

In contrast, other loan types in the list may have varying eligibility criteria or purposes. The Rental Housing Construction Loan and Direct Developmental Loan focus on specific construction or development projects rather than individual member equity. The Pag-IBIG Calamity Loan is intended for urgent financial assistance following natural disasters and may not help members or homeowners seeking funds based solely on home equity appreciation. Hence, the unique feature of the HEAL aligns it closely with the qualification for members maintaining their Pag-IBIG Housing Loan payments, making it the appropriate choice.